2025 Horse Racing Tipster of the Year
1st Place – The Banker
At-a-Glance Summary
- £7,229 profit to level £20 stakes
- An annual ROI of 47.3%
- 16% win rate from 764 win-only tips at average odds around 9/1
HISTORY
Anyone looking for a tipster with proven profitability over a prolonged period should find The Banker ticks all the right boxes after making a sixth straight appearance on our annual leaderboards.
- 2020 4th 796 tips, 25% ROI, £4,071 profit
- 2021 1st 773 tips, 35% ROI, £5,499 profit
- 2022 9th 600 tips, 28% ROI, £3,444 profit
- 2023 4th 683 tips, 40% ROI, £3,390 profit
- 2024 4th 766 tips, 26% ROI, £4,114 profit
- 2025 1st 764 tips, 47% ROI, £7,229 profit
He has long been one of the most popular services on the Tipstrr platform, thanks to an unrivalled record of long-term profitability that was highlighted once again by no fewer than EIGHT appearances in 2025's monthly Best Tipster rankings, including five top-two places (3 wins).
- JAN 1st 59 tips, 89% ROI, £1,050 profit
- FEB 2nd 62 tips, 76% ROI, £952 profit
- MAR 8th 60 tips, 37% ROI, £442 profit
- MAY 1st 71 tips, 65% ROI, £926 profit
- JUL 1st 70 tips, 70% ROI, £990 profit
- SEP 8th 68 tips, 24% ROI, £336 profit
- OCT 2nd 58 tips, 74% ROI, £864 profit
- DEC 5th 66 tips, 75% ROI, £994 profit
PERFORMANCE
Remarkably, The Banker suffered just one solitary losing month last year and only three since March 2024, during which time half of his 18 profitable months have achieved an ROI in excess of 50%:
- 11/12 profitable months in 2025
- All 11 winning months above 16% ROI, 6 above 65%
- Overall ROI of 47% across the whole of 2025
- £7.2K+ profit won in 2025 to level £20 stakes
- Average of 64 tips per month
- 16% win rate at average odds of 9/1
- 8 top ten appearances in monthly rankings (3 wins and 2 seconds)
All in all, 764 tips throughout the course of the year produced 124 winners for a 16% win rate that married up very favourably with average advised odds of more than 9/1.
Of course, a 16% win rate means an 84% loss rate, and anyone familiar with backing horses regularly at that kind of price will know that patience and discipline is required to protect your bankroll during the inevitable gaps between winners.
However, anyone keeping faith with The Banker’s discerning eye for value last year would have been rewarded with more than 350 units of profits, equating to well over £7,000 to level £20 stakes.
SERVICE AND BETTING METHODS
The service of The Banker is built on a high-odds win-only strategy that seeks to identify overpriced horses at average advised odds of 9/1, often opposing runners that appear more obviously favoured by the bookmakers' odds.
Every evening, The Banker’s subscribers are sent an email alert that informs them how many tips they can expect to receive at pretty much 9pm on the dot for the following day’s racing.
- A manageable supply of 15 to 20 tips per week
- Tips published around 9am the night before racing
- Subscribers alerted to imminent tips by email notification
- All tips cover single win-only bets at average advised odds around 9/1
As with most services, it's advisable to divide an initial bankroll into 100 units or more, with one unit to be invested on each bet according to your financial circumstances and preferences. For example, if you want to bet £10 per bet, then you should start with an initial £1000 betting fund (always made up of money you can afford to lose, of course!!).
The early publication of tips not only removes the stress of last-minute betting but also allows your tipster's knowledge and expertise to exploit any earlybird value before the market has taken shape.
That value should help balance out the fact that such early tips will not be eligible for BOG, but knowing The Banker's eye for value, his advised odds are more likely to tighten than to drift.
Service summary in his own words:
- “The Banker is a series of computational Horse Racing models, which use data to generate high and sustainable long-term yields.
- Tips are sent out around 8:15-9:30pm but will always have a warning with the specific time.
- No BOG will be recorded on the bets as no bookies now offer this promotion the night before.
- A 100pt initial betting balance is recommended, so if you want to bet £10 per point, you will need to have a bankroll of £1000. Alternatively, if you want to bet £25 per point, you will need to have a bankroll of £2500. etc.
- You should be prepared for losing runs and if you aren't, this service probably isn't for you. Given our high average odds, there will inevitably be losing runs and months, with variance in both directions.
- If you can keep the faith, then you will eventually reap the benefits when profits revert to expected levels.”